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Do you think we are in a recession?

March 2nd, 2008 at 09:22 am

No, not the real “definition” of a recession. A true recession is defined as two consecutive quarters of negative growth in real Gross Domestic Product and we’re not there… yet. But do you think we’re in a recession based on what you are seeing in your community?

Living in Southern California it’s feels like it’s always feast or famine. Some days I am convinced that we are definitely in a recession (in certain neighborhoods at least) and then other days it almost feels like a healthy financial period. The “signs” that I see are restaurants that were normally very busy 1 ½ years ago now have empty tables and nail and hair salons are not as busy either… along with car washes and the malls.

Another really obvious sign of trouble are foreclosures. Driving through some neighborhoods they are everywhere and then in other areas they are few and far between. Just when I think it’s all going down hill I drive to another community and I don’t see even one distressed home.

Putting it all together I think that we are definitely seeing signs that we are heading towards a recession if we are not already in one, but I think that the most noteworthy piece of information is that it is localized. Some areas are really feeling the pinch and others, not so much. It appears that the hardest hit areas with foreclosure and recession like activity are the ones that have the most track homes as apposed to the areas with more custom homes.

My personal view is that although we are not in a depression based on the actual definition of the term, I believe that certain areas are definitely in a recession and that more will be soon. I don’t believe that any area is not being touched by the slow down, just not to the extent that others are.

What are you doing to recession proof your life? Are you putting away more money each month into savings? Are you thinking of back up plans incase you loose your job? Do you think that we are in a recession? What’s it like in your area?

6 Responses to “Do you think we are in a recession?”

  1. fern Says:

    Whether or not we technically qualify as being in recession in a way doesn't really matter, becus even if we aren't, if people believe we are and stop spending, we will be soon anyway. It's a self-fulfulling prophecy.

    I am very, very conscious of how much more everything costs today than just a few years ago, and how poorly my income has kept up with rising prices.

  2. noexcusebudget Says:

    fern... I veru much agree with you. It doesn't matter if we are by definition, what matters is what people think... great point!

  3. Ima saver Says:

    Building has stopped here. I have really concentrated on saving money this past year, since my husband is a builder.

  4. disneysteve Says:

    Definitely not. Stores are packed. Malls are packed. Restaurants are packed. People are buying and spending same as always. Construction is ongoing on new stores, new restaurants and new housing. Unemployment is low. In fact, many places are having trouble getting enough workers. Some food prices are up, but others are same as they've been. Gas is up recently but still well below the post-Katrina prices nearly 3 years ago.

    As I've posted on the forums, I really don't see much sign of economic trouble in these parts.

  5. terri77 Says:

    There is a slowdown is not a true recession, absolutely. I'm doing fine financially, aside from my investments, but it does seem that people are struggling now more than ever.

  6. Broken Arrow Says:

    As someone has implied on the forums, a recession is a personal matter I think... because regardless of what the rest of the country is doing, if you're not doing financially well, then to you, you ARE in recession. Big Grin

    Recessions can also occur in geographically isolated pockets, much like thunderstorms. And like the weather, recessions can also come and go, fluctuating along with the winds.

    In the end, it's hard to predict when we're really in recession or not, because to me, the definition of "recession" is strictly academic. Pragmatically, you don't have to meet its definition requirements before deciding that the economy is already doing badly (as it is right now).

    And much like a thunderstorm (or better yet, a hurricane), the question isn't whether or not it will happen, but whether we are each prepared to weather such storms. Smile

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