Half the budgeting battle is cash flow, income, paycheck, otherwise know as bringing home the bacon. It's not so much what you owe, or even how much you spend as much as how much you make. It's one thing to cut back on all unnecessary spending, but it's an entirely different goal to bring in more money.
My Dad always said that cash might be king but that cash flow was God. It took me years to really get this, but it's true.
If you are new to budgeting and you want to do it well you need to do two things. Spend less and bring in more money. Either done separately will surely help, but doing both together will catapult you towards your financial goals a whole lot quicker!
A good budget allows you to have the financial security of no bad debt (your mortgage, student loans, 0% credit cards with the money sitting in a high interest earning savings account are all not bad debt) and a large emergency fund. I've put together a list of 50 ways to make more money to help you reach your financial goals. When deciding what you want to do to make more money first start with what you like to do. Next ask yourself if you are good at it. Then research research your idea to see if there is a need for it and if you can make money offering it. A good place to start your research is at http://www.craigslist.org/. Not only is craigslist free, but you can search other geographic areas to see what is missing from your area that others are offering (and making money) in others of the country.
Quick Note- Are there any stay at home Moms out there? I get tons of emails from stay at home moms... telling me that they have no idea what they could possibly do to make extra money because they have been out of the marketplace for so long being a mom. Every time I see one of these emails I'm amazed! Stay at home moms have one of the toughest jobs out there. Moms learn so many very valuable lessons just by becoming moms. Some great ideas for moms that need their self esteem boosted are babysitting, clean houses, organize kids parties, tutoring, cooking, etc. The possibilities are endless and many of these things can be done while your child is with you!
So here's the list. Please feel free to share your ideas too. I'd love to get this list over 100 to give others even more ideas! You can also find more detailed instructions for some of these ideas byclicking here!
50 ways to make more money today!
1. Mystery shopping
2. Part time jobDeliver newspaperWalmart night stocker
3. Craigslist poster, post ads on craigslist for others and make money doing it.
4. Rewards Programs- Join ebates. Whenever you make a purchase online buy through your account at ebates and earn a rebate on your purchase.
5. Recycle- yep, pick up cans and glass items and turn them in for cash.
6. Do Online surveys. There are a few posted above... join them and then read the ebook above for inside information to join many more!
7. Check to see if the government has any money that is owed to you. http://www.unclaimed.org/
8. Clean houses
9. Do yard work for a profit
10. Start your own day care
11. Construction cleanup. Call construction companies, pool builders, kitchen and bath remodelers and offer your services.
12. Start charging for your hobby- do you like to design websites? Take Photos? Make some money doing what you love.
13. Write blog articles for others...
14. Sell Avon
15. Write a book
16. Become a "at your home" call center Representative
17. Become a medical transcriber...
18. become a tutor, teach English, Spanish, french, whatever you speak
19. Do you know how to play a musical instrument? Teach it.
20. Do you know a sport, how to ride a horse? How to paint? Teach it.
21. Deliver new vehicles to new car dealerships.
22. Become a movie extra
23. Be a dog walker
24. How about a personal chef?
25. Offer yourself as a personal assistant
26. Become an Organizer. Organize garages, offices, paperwork etc. Learn all the tips of the trade
27. Write resumes for others.
28. Sell your books, CD's and DVD's online
29. Sell on Ebay. Figure out what sells that you can get for a discount and sell it.
30. Enter sweepstakes. Someone has to win, why not you?
31. Write political campaign material contact the local office and apply for a job.
32. Become a freelance translator33. In store demonstrator
34. grocery store coupon stocker
35. Write an e-book and sell it
36. Start an errand running business
37. buy and sell website domain names
38. Get paid for posting on new website forums
39. Write a newsletter and include advertising in it.
40. become a link seller. Offer your services to website owners and get paid per link you sell to other website owners.
41. Data entry
42. Host estate sales/ garage sales. Keep a percentage of the profit.
43. Sell celebrity photographs
44. become a petition peddler
45. Become a website hoster
46. Become an ebay assistant. Ebay actually sends you the leads!
47. Become a job broker. Help others find jobs.
48. Keep an eye out for good deals on the internet and resell them. Watch my tips section on the home page and pick up the bargains I post and then resell them!
49. Have a garage sale- Click here to learn how to get the most money at your next garage sale!
50. Join the Billion dollar medical transport industry. To learn how to start your own transport business
50 Ways to make more money!
March 1st, 2008 at 09:39 am
March 1st, 2008 at 10:25 am
Why would those things boost self esteem? You mean because they could earn money when doing them for someone other than their own families? Self esteem certainly need not rely on earning. Please do not equate self esteem with earnings. Please don't assume that SAHMs need a boost of self esteem. In the rest of your writing you are talking about boosting income, so I guess that is what you really meant in the quoted sentence.
March 1st, 2008 at 10:30 am
March 1st, 2008 at 10:59 am
I just re-read my whole paragraph on SAHM's... I think I said it well, but highlighting that one sentence would make it appear otherwise... I'm sure this clears this up.
March 1st, 2008 at 11:00 am
March 1st, 2008 at 12:37 pm
But, I can sure see this generating some income if you lived in a city.
March 1st, 2008 at 06:14 pm